Who am I?
Entrepreneur / Inventor.
52, Married, inventor with 32 patents in Brazil and abroad, Technician in electrical engineering, a former graduate student in electrical engineering. Natural and domiciled in Joinville - SC. Author of the study / publication that proposed; innovatively, lowering the fine for late payment of bills (such as light, telephone, water, rent, overdrafts, credit cards, condos, etc ...) to 2% (two percent) since 1933 was; at least 10% (ten percent). This was at the time a great improvement of the economy, as took approx. two billion reais / year, the state-owned enterprises safe (and other utilities) and this money went to people's pockets, to trade, direct to the production of goods and services.